Saturday, October 2, 2010

How to Protect Your Home from Fire

Take time to get your policy structured the right way.

The basics of preparing your home against the disaster a fire can pose to your household:

1. Kitchen

  • keep a working fire extinguisher in the kitchen
  • maintain stoves in good condition
  • store matches/lighters out of reach of children

2. Living room

  • install a screen in front of the fireplace 
  • store ashes from fireplace/bbq in a small container and dispose only when cold
  • clean chimney and flues at least once a year

3. Hallway

  • install smoke detectors between living and sleeping areas
  • install child safety plugs on all electrical outlets
  • replace electrical cords that do not work, have loose connections, or are frayed

4. Bedroom

  • install a smoke detector in the bedroom
  • turn off electric blankets and other appliances when not in use
  • do not smoke in bed
  • security bars on windows and doors should have a quick release mechanism

5. Bathroom

  • keep items such as towels away from wall and floor heaters
  • disconnect hair dryers, curling irons, when done - store in a safe location until cool
6. Garage
  • mount a working fire extinguisher
  • have tools such as shovel, hoe, rake, bucket, ready for wildfire emergencies
  • dispose of oily rags in UL approved metal containers
  • install a solid door with self-closing hinges between living areas and garage
  • disconnect electrical tools and appliances when not in use
  • store flammable liquids in approved containers and away from ignition sources, such as pilot lights

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